نوع مقاله : علمی - پژوهشی
نویسندگان
1 دانشجوی دکتری مدیریت بازاریابی، دانشکده مدیریت و اقتصاد، دانشگاه تربیت مدرس، تهران، ایران
2 استاد گروه مدیریت دانشکده مدیریت و اقتصاد دانشگاه تربیت مدرس، تهران، ایران
3 استاد گروه مدیریت بازرگانی دانشکده مدیریت و اقتصاد دانشگاه تربیت مدرس
4 دانشیار گروه مدیریت دانشکده مدیریت و اقتصاد دانشگاه تربیت مدرس، تهران، ایران
چکیده
کلیدواژه‌ها
موضوعات
عنوان مقاله [English]
نویسندگان [English]
Objective: This study aimed to identify and prioritize the factors influencing the financial and investment decisions of Generation Z, based on behavioral finance theory. This theory emphasizes that investor behavior is not solely driven by rational factors but is also significantly influenced by cognitive, emotional, and social dimensions.
Method: This research employed a mixed-methods approach (qualitative-quantitative). In the qualitative phase, interviews were conducted with 23 financial and investment experts, and thematic analysis of the data revealed 26 basic themes and 9 organizing themes. In the quantitative phase, a questionnaire based on the qualitative findings was designed and, after validation by experts, distributed among 384 Generation Z investors. Data analysis was performed using SPSS and Excel software, employing descriptive statistics and one-sample t-tests.
Findings: The study findings showed that the most important factors affecting the financial and investment decisions of Generation Z investors are security and support, profitability, ease of investment, following past experiences, knowledge and awareness, following others, and advertising atmosphere.
Conclusion: As emerging digital-native investors, Generation Z requires a distinct approach to engagement and guidance. The findings indicate that this generation's decision-making drivers differ from conventional assumptions in finance. This study serves as an initial step toward understanding their financial behavior and designing strategies tailored to their characteristics
کلیدواژه‌ها [English]
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